For most of us, our home would be our most expensive investment in our lifetime. First home buyers will spend time and energy to look or design the perfect home even before any contracts are signed. Also, each of us has a wish list of needs (the things that we must have) and wants (the features that we would like, but not necessarily required). We have many important choices when buying our first home, but one of the first decisions we need to make is whether to purchase a ho